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Purchasing your very first home can seem daunting - meetings, options, saving, designs and everything in between may seem like a lot. But it doesn’t have to be. With the help of the handy tips below, you’ll find purchasing your first home at Evergreen is actually a breeze.
24 June 2022
- Start researching
While your studying days may be behind you, it pays to do your research! What is the current property market like? What areas do you see yourself living in? What amenities exist and what amenities are in the pipeline? With a developer like Stockland, it helps to take a look at communities in the area that have been delivered to date. Take time to check out Minta in Berwick and Edgebrook in Clyde to see what is possible for your new community. For any gaps in your research, there is no better person to help you than the friendly Sales team at Evergreen.
- Get across your finances
Now that you have settled on where you want to begin your new home journey and what factors you need to consider to get started, the next step is to gauge what you have or will need to get started financially. The first step would be to talk to your current or preferred bank about borrowing capacity, but it also pays to speak with a home loan specialist or broker. They can give you advice about what can help you as a first home buyer including incentives and grants that may be available to you and which banks lend favourably to new purchasers. Whatever the outcome of your personal borrowing capacity, be sure to feel confident in the repayment amounts and that it sits comfortably with your lifestyle. And naturally - start spending and saving smarter.
- Start planning
Before you run to make a deposit, make sure you have considered other associated costs including a conveyancer and site costs as well as fencing, driveway and landscaping. For a better understanding of the costs involved in total, be sure to speak to the land Sales Professional at Evergreen so they can lay it all out for you. They can help set out your plan regarding your finance, timelines and product choices.
- Decision time
And speaking of product choices - it’s time to decide what your dream home looks like! This is the fun part. Do you want a smaller, more manageable lot? Or do you want a larger lot to accommodate a larger home and more yard space? Do you want to live near proposed parks, schools, retail precincts, or all of the above? Again, if you have an idea of your preferences, the land Sales Professional at Evergreen will be able to help you narrow down your lot selection. Once you have decided, you can start looking into which home builder is right for you. Handy hint: check out current promotions offered by builders to save on initial build and inclusion costs. Make sure to visit the Display Village at Stockland Minta in Berwick to gain inspiration for your dream home.
- Make the call!
This is it! Look at you - you’ve come so far. Now it’s time to make the call, send the email or make the trip to speak to the land Sales team at Evergreen. What once may have seemed an overwhelming experience, is now one of the most exciting times in your life - the first official step towards homeownership. Consider this point less of a tip and more about encouragement. You’ve ticked all the boxes and are in a great place to start your first home journey.
As mentioned above, there is no one more qualified than the Evergreen Sales team to help you at every step of the home buying process, so make sure you get in touch with them today. Call 13 52 63, email the team at evergreen@stockland.com.au or make an enquiry here.
Hear from first home buyers Daniel and Ebru about their journey so far at Evergreen here.
Learn everything you need to know about your first home purchase with our handy First Home Buyers Guide.